We believe that God saves sinners. We believe that the Father elected a people for His Son forever ago, that the Son laid down His life to pay for the sins of His people a while ago, and that the Holy Spirit grants new life and repentance and faith any time ago. Our sovereign, triune God designed, obtained, and fulfills all His saving work when He wants.
Because we believe that God drives salvation and that His eternal will cannot be derailed, we might ask, “When is a man saved?” Is he saved when God chose him? Is he saved when Christ rose from the grave for him? Is he saved when he confesses Christ as Lord and Savior? Is he saved when Christ returns and takes him to glory?
A man elected by God cannot not be saved. But from that man’s perspective, he cannot know that he is in that group unless he believes in Jesus. He can’t claim redemption without repentance. John Murray distinguishes between two works of God in his book, Redemption: Accomplished and Applied. Christ does not need to die again, but the Holy Spirit does need to apply Christ’s work at the appointed time. How will we know when it has been applied? The sign is repentance and faith in Jesus.
Even as believers who worship by confessing our sins each week, we don’t do it because we are uncertain about the outcome of Christ’s sacrifice. We seek forgiveness and restoration to fellowship as an ongoing application of the Son’s work. Humble admission demonstrates the Spirit’s ongoing work, and that should encourage us that God’s eternal plan is alive and being written out among us.